Global USDAccount
Keep one USD operating balance ready for internal transfers, local payouts, and supported stablecoin settlement, even outside bank operating hours.
Process cross-border payments faster
Fund one USD operating balance, then choose the right route for each beneficiary, market, and settlement window. Wallet infrastructure powered by Privy, a Stripe company, keeps the balance ready while HEVN coordinates the payment path.
- Pay out in EUR, AED, TRY, GBP, SAR, AUD, CNY, MXN, CAD, SGD, and HKD through supported local rails
- Move funds instantly to another approved HEVN account when the transfer is eligible
- Convert USD into supported stablecoins for faster international settlement
Keep treasury operations available 24/7
Access the balance and initiate eligible HEVN internal payments around the clock. Your team can keep approved flows moving without waiting for the next bank operating window.
- View the balance and manage payment instructions at any time
- Send eligible internal payments between approved HEVN accounts 24/7
- Local rails, stablecoin networks, cut-offs, and compliance reviews keep their own availability rules
Let HEVN build the route
HEVN orchestrates each payment across available banking partners, regional rails, and supported stablecoins. The route is matched to the currency, corridor, beneficiary, timing, and transaction profile.
- Route payouts through accounts at regional partners to reach supported local rails
- Select banking partners whose industry experience and risk policies fit the transaction
- Combine bank and stablecoin legs when an approved multi-rail route improves settlement speed
What Global USD adds
One balance for multiple corridors
Reduce repeated prefunding and manage approved local payouts, internal payments, and stablecoin settlement from one operating balance.
Routing matched to the transaction
Let HEVN match the bank, rail, or supported stablecoin path to the beneficiary, currency, timing, and payment purpose.
One operating record
Keep balances, payment instructions, counterparties, and supporting documents together in the HEVN workspace.
Use the US Account when a counterparty or treasury policy requires a bank transfer or bank-issued documentation. Use Global USD when funds need to move between HEVN users or be paid out through supported local rails or stablecoin networks.
| Feature | Regional bank | US Account (HEVN) | Global USD (HEVN) |
|---|---|---|---|
| Custody infrastructure | Bank | U.S. banking partner | Privy (a Stripe company) |
| FDIC insurance | No | May apply to eligible deposits | No |
| Availability | Local business hours | US business hours (EST) | 24/7 |
| Banking Rails | One bank | ||
| Supported Currencies | One currency | USD | USD, EUR, AED, CNY, ... |
| Transfer fees | Custom | From 0.03% | From 0.10% |
| FX fees | 2–4% | USD only | 0.03–0.30% |
| Minimum monthly commitment | Custom | $100k+ monthly volume | $0 |
| Setup fee | Custom | Volume-based | From $29 |
| Bank confirmation letter | Issued by local bank | Issued by U.S. banking partner | Issued by HEVN |
| Setup time | Up to 4 weeks | 7–14 business days | 3–7 business days |
Plan your USD payment setup
Share your payment corridors, counterparties, and settlement timings. Our account manager will show where Global USD, bank rails, and supported stablecoins fit.
Questions before you move money
Book a call
Seamless international settlements in seconds using our global rail network.